Terms of Use

The following legal terms are necessary to protect the business, but my goal is always to resolve any concerns you have through open and honest communication first.

Understanding Our Legal Terms (The "Plain English" Version)

  • No Guarantees: Tarot is a tool for self-reflection and guidance. While I provide my best insights, I cannot guarantee specific outcomes or the total accuracy of any reading.

  • Your Responsibility: You are the expert on your own life. Any decisions you make after a reading are your own responsibility.

  • Limited Liability: If there is a legal dispute, my maximum financial responsibility to you is limited to the amount you paid for your service (or $25).

  • Private Resolution: If we have a disagreement, we can't solve by talking, we agree to use private mediation or arbitration in Utah instead of going to court.

  • Ownership: The content of my website and the specific "know-how" of my readings belong to J’s Readings and cannot be copied or resold.

  1. DISCLAIMER OF WARRANTIES — READ CAREFULLY. The information and services provided through J’s Readings is for guidance only and are available only to those 18 years of age or older. What you choose to do with the information, including any actions you take, is your own personal responsibility and choice. All services should NOT be regarded as a substitute for professional employment, financial, legal, mental, or medical advice. J’s Readings does not guarantee the accuracy of any reading, and you alone are responsible for your own interpretation. Due to differing opinions regarding psychic abilities, all services are offered for entertainment purposes only.

  2. LIMITATION OF LIABILITY & DAMAGES. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL J’S READINGS INCLUDING ITS OWNERS, OFFICERS, PRINCIPALS, DIRECTORS, SUCCESSORS, OR ASSIGNS, BE LIABLE FOR ANY INCIDENTAL, SPECIAL, OR INDIRECT DAMAGES ARISING OUT OF RELATING TO YOUR USE OF J’S READINGS SERVICES. WITHOUT LIMITING THE GENERALITY AND EXPANSIVENESS OF THE FOREGOING, THIS LIMITATION OF LIABILITY AND DAMAGES APPLIES TO ALL CLAIMS, CONTROVERSIES, OR DISPUTES INCLUDING WITHOUT LIMITATION THOSE ARISING OUT OF OR RELATING TO (I) J’S READINGS SERVICES OR YOUR SERVICES IN WAY (II) AS A PUBLISHER OF INFORMATION, (III) IF APPLICABLE, AS A RESELLER OF ANY PRODUCTS OR SERVICES, IF APPLICABLE, (IV) IF ANY PRODUCTS ARE SOLD OR PROVIDED, FOR ANY DEFECTIVE PRODUCTS, (V) FOR ANY INCORRECT OR INACCURATE INFORMATION, (VI) FOR ANY UNAUTHORIZED ACCESS TO OR DISCLOSURE OF YOUR TRANSMISSIONS OR DATA, AND/OR (VII) THIS AGREEMENT. THIS LIMITATION ON LIABILITY IS COMPREHENSIVE AND APPLIES TO ALL DAMAGES OF ANY KIND, INCLUDING ANY DIRECT, INDIRECT, SPECIAL, INCIDENTAL OR CONSEQUENTIAL, PUNITIVE DAMAGES (INCLUDING BUT NOT LIMITED DAMAGES FOR PERSONAL INJURY, PAIN AND SUFFERING, EMOTIONAL DISTRESS, LOSS OF REVENUE, LOSS OF BUSINESS, LOSS OF PROFITS, LOSS OF GOOD WILL, LOSS OF USE, LOSS OF DATA, COST OF PROCURING SUBSTITUTE GOODS, SERVICES OR INFORMATION, LITIGATION OR THE LIKE), WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR UNDER ANY LEGAL THEORY OR OTHERWISE, EVEN IF FORESEEABLE OR EVEN IF AN INDIVIDUAL ADVISES J’s READINGS OF THE POSSIBILITY OF SUCH DAMAGES. THE SOLE AND ENTIRE MAXIMUM LIABILITY OF J’S READINGS, INCLUDING ANY OF ITS OWNERS, OFFICERS, PRINCIPALS, DIRECTORS, AGENTS, EMPLOYEES, CONSULTANTS, SUCCESSORS, OR ASSIGNS, FOR ANY REASON, AND YOUR SOLE AND EXCLUSIVE REMEDY FOR ANY CAUSE OR CLAIM WHATSOEVER, SHALL BE LIMITED TO THE AMOUNT PAID BY YOU FOR ANY SERVICE OR PRODUCT SOLD BY J’S READINGS UNDER THIS AGREEMENT, OR, IF YOU NOT HAVE PAID J’S READINGS FOR ITS SERVICES OR PRODUCTS, THE AMOUNT OF US $25.00. THE LIMITATIONS OF LIABILITY SET FORTH HEREIN ARE FUNDAMENTAL ELEMENTS OF THE BASIS OF THE BARGAIN BETWEEN J’S READINGS AND YOU. THE SERVICES AND/OR PRODUCTS OFFERED BY AND THROUGH THIS AGREEMENT WOULD NOT BE PROVIDED WITHOUT SUCH LIMITATIONS.

  3. NO LIABILITY FOR NON- J’S READINGS ACTIONS. TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT WILL J’S READINGS INCLUDING ITS OWNERS, OFFICERS, PRINCIPALS, DIRECTORS, AGENTS, EMPLOYEES, CONSULTANTS, CONTRACTORS, SUCCESSORS, OR ASSIGNS, BE LIABLE FOR ANY DAMAGES WHATSOEVER, WHETHER DIRECT, INDIRECT, GENERAL, SPECIAL, COMPENSATORY, CONSEQUENTIAL, INCIDENTAL, BODILY INJURY, EMOTIONAL DAMAGE, OR PUNITIVES, ARISING OUT OF RELATING TO THE CONDUCT OF YOU OR ANYONE ELSE IN CONNECTION WITH THE USE OF J’S READINGS SERVICES AND/OR PRODUCTS. YOU AGREE THAT J’S READINGS, INCLUDING ITS OWNERS, OFFICERS, PRINCIPALS, DIRECTORS, EMPLOYEES, AGENTS, CONSULTANTS, SUCCESSORS OR ASSIGNS, IS NOT LIABLE FOR THE ACTS OR OMISSIONS OF OTHERS EVEN IF SUCH ACT/OMISSION CONSTITUTES A CRIME OR TORT GIVING RISE TO CLAIMS OR CAUSING INJURY TO YOU. AS SUCH, J’S READINGS IS NOT LIABLE FOR, INCLUDING WITHOUT LIMITATION, BODILY INJURY, EMOTIONAL DISTRESS, AND/OR ANY OTHER DAMAGES RESULTING FROM YOUR ACTS AND/OR OMISSIONS.

  4. No-Show & Late Cancellation Policy: J’s Readings values your time and mine. When you book an appointment, that time is set aside exclusively for you.

    • No-Shows: If you fail to appear for your scheduled appointment (in-person or by phone) without prior notice, you will be charged a $25.00 No-Show Fee.

    • Late Cancellations: Cancellations made with less than 24 hours' notice will also incur a $25.00 Late Cancellation Fee.

    • Authorization: By providing your credit card information to reserve an appointment, you expressly authorize J’s Readings to charge your card for these fees in the event of a no-show or late cancellation.

  1. Indemnification & Intellectual Property. You agree to defend, indemnify, and hold J’s Readings harmless from and against any claims, actions or demands, liabilities and settlements including without limitation reasonable legal fees and related fees and costs, resulting from, or alleged to result from, (1) your breach or violation of this Agreement and any written and signed Schedules thereto, (2) your failure to provide accurate, complete and current personally identifiable information requested or required by J’s Readings (3) your use of J’s Readings Services, including without limitation your interpretation of any information provided through your Services or any act or decision you made in connection with the Services and/or information provided through your Services; (4) any personal injury or property damage caused by You; and/or (5) Your violation of any applicable laws, rules or regulations, Without limiting the foregoing agreement to indemnify, J’s Readings reserves the right, but does not have to, at its one costs to assume the exclusive defense and control of any matter otherwise subject to indemnification by You, in which event you will fully cooperate with J’s Readings in asserting available defenses.

As between You and J’s Readings, You agree that Confidential Information shall remain the sole exclusive property of J’s Readings, individually, or their designees, as they may determine amongst themselves. It is understood that the term “Intellectual Property Rights” as used herein, shall mean all copyrights, trademarks, and service marks, trade secrets, patents, patent applications, contract rights, know-how and other proprietary rights, including without limitation all rights considered “moral rights,” whether existing now or in the future, throughout the world which belong to either Party. You acknowledge that any threatened or actual breach or infringement of any kind of Intellectual Property Rights or other proprietary rights of J’s Readings individually, and/or Confidential Information by You will constitute immediate, irreparable harm. for which equitable remedies may be awarded by a court of competent jurisdiction.

6.     Resolution of Disputes & Agreement to Arbitrate: You and J’s Readings agree that any claim, controversy or dispute arising out of or related to Your Services and/or this Agreement (collectively referred to as “Disputes”) shall be determined by final and binding arbitration instead of suing one other in court. Furthermore, You and J’s Readings are committed to resolving Disputes in an amicable and professional manner; and therefore, before either Party may proceed to arbitration, the Parties must take the following steps to resolve any such dispute in the order set forth as follows: A. Informal Discussions: Within ten (10) Business Days of the non-complaining party’s receipt of a written request (via email is fine) from the complaining party, both parties agree to have an informal discussion in person or by telephone conference or other means. You understand that J’s Readings will designate, in its sole discretion, who will conduct this face to face or telephone conference on its behalf. B. Use of Collaborative Law Process or Mediation. If the informal face to face discussion or video telephone discussion do not resolve the dispute, the Parties agree to either initiate a Collaborative Law Process or schedule a mediation within ten (10) Business Days of the initial complaint. The first collaborative team meeting or mediation must take place within 30 Days of the initiating the Collaborative Law Process of scheduling the mediation. (Collaborative Law Practice is a voluntary dispute resolution process in which parties strive to settle their differences without resort to litigation. For more information see the website for the International Academy of Collaborative Law Professionals at http./ www.collaborativepractice.com.) Should the Parties decide to engage in the Collaborative Law Process, (1) each Party must enter into a written Collaborative Law Process Agreement, and (2) each Party agrees that the applicable statutes of limitations for any claims addressed in the Collaborative Law Process are tolled during the pendency of the Collaborative Law Process. If both Parties do not agree to the Collaborative Process, then the Parties must attend mediation. Each Parry will be responsible for its own fees or costs associated with the Collaborative Law Process and one-half the fees of the collaborative facilitator, or one-half the costs of mediation. including the mediator’s fees. C. AGREEMENT FOR ARBITRATION: Except as set forth in sub-paragraph (D) below, only after the Parties completed, in good faith, the steps outlined above in sub-paragraphs (A)-(B) may either Party proceed with arbitration. You agree that all such Disputes, including any determinations of the scope or applicability of this agreement to arbitrate, shall be determined by final and binding arbitration heard and administered by the American Arbitration Association in Utah before a panel of one arbitrator selected and agreed by both parties (or, if requested by any Party prior to the time allowed for the selection of arbitrators. a panel of three). lt shall be administered pursuant to the American Arbitration Association’s rules and procedures. Judgment on the award of the arbitrators may be entered in any court having jurisdiction. This paragraph shall not preclude the Parties from seeking provisional remedies in aid of arbitration for a court of competent jurisdiction, and for such purposes, You hereby irrevocably submit to the personal jurisdiction of the State and Federal Courts sitting in the county and state of J’s Readings choosing and waive all objections to such jurisdiction and venue. The Parties shall maintain the confidential nature of the arbitration proceeding and the award, including the hearing, except as may be necessary to prepare for or conduct the arbitration hearing on the merits, or except as may be necessary in connection with a court applicant for a preliminary remedy, a judicial challenge to an award or its enforcement, or unless otherwise required by law or judicial decision; provided that the party filing the Agreement shall use all available efforts to file it under seal. No Class Actions. Further, neither you nor J’s Readings agrees to class arbitration or any arbitration where a person brings a dispute as representative of other person(s). YOU AND J’S READINGS AGREE THAT YOU ARE BOTH GIVING UP THE RIGHT TO GO TO COURT IN CONNECTION WITH DISPUTES AND THAT YOUR RIGHTS WILL BE DETERMINED BY A NEUTRAL ARBITRATOR, NOT A JUDGE OR JURY.

If any provision of this RESOLUTION OF DISPUTES & AGREEMENT TO ARBITRATE provision is found to be illegal or unenforceable, it shall be deemed stricken and the remaining provisions shall be enforced to the greatest extent allowed by law. If any provision is found overbroad or unreasonable, it shall be given effect to the greatest extent possible by narrowing or enforcing in part that aspect of the provision found overbroad or unreasonable. D. Claims to Enforce Restrictive Covenants: If J’s Readings suspects for any reason that You are engaging in any act that breaches any of the Confidentiality, Non-Disclosure, Non-Disparagement and/or Intellectual Property provisions contained in this Agreement or that any such act is imminent, J’s Readings may skip the above dispute resolution steps and proceed directly with, at its election, arbitration or a formal lawsuit. However, if J’s Readings opts to follow the steps outlined above in Paragraphs the above-sub-paragraphs (A)-(B), the Parties agree that doing so does not waive any of J’s Readings claims, does not waive or lessen J’s Readings ability to prove irreparable harm, and does not constitute a defense of any kind for You. E. Failure to Follow Dispute Resolution Steps. lf a Party fails to follow the dispute resolution procedures above, that Party will be responsible to pay, as liquidated damages, to the other Party, $100.00 per day for every day that the Pay fails to follow the above-specified steps. This liquidated damage is related solely to the failure to follow the dispute resolution process and is in addition to any other damages or equitable relief available to either Party.

Prohibited Activities

Using abusive language against J’s Readings, other Psychics, Users or Our staff, including, but not limited to, in chat sessions, chat reviews and forums. 

Using obscene or overly sexual language. You will not expose yourself on calls, in person, or in any other way sexually harass or intimidate our Psychics or customer service agents. In the event we find evidence of this, We will report You to the relevant authority.

Harassment of any kind will not be tolerated. J’s Readings reserves the right to immediately terminate a call, block users, and alert authorities as they deem fit.

This Terms of Use and Privacy Policy is subject to changes, which shall be updated to this page and noted below. By using and interacting on this website or sending electronic communications to J’S READINGS, you are acknowledging and agreeing to all of the terms above.

Any questions or concerns related to the terms herein should be directed to the attention of J’s Readings at jenne.jsreadings.com

  

Created On: 01.10.2026

Last Updated On: 01.16.2026